PayCheck Budget

Free for 30 days Set up your paychecks, add your bills, and watch your full cash-flow forecast — free for your first 30 days. No card, no account.

PayCheck Budget is built for people who budget by paycheck, not by month. It is made for anyone paid semi-monthly, biweekly, weekly, monthly, or on an irregular schedule.

Know what is safe to spend today and what you will have left all the way to payday.

WHY IT IS DIFFERENT

Budget by paycheck instead of forcing everything into one monthly view.

Plan around semi-monthly, biweekly, weekly, monthly, or irregular income.

Use Dual-Income Household support to combine two incomes into one plan.

See a Cash Flow Forecast timeline with upcoming paychecks, bills, and running balance.

Assign bills to the paycheck that actually needs to cover them.

Get a safe-to-spend number that adapts to the days left until payday.

Share with a partner through private iCloud sync, with no separate account required.

Check your budget or log purchases quickly from Apple Watch.

Scan receipts to capture purchases faster.

Export reports in PDF or CSV when you need them.

CASH FLOW FORECAST

See your money the way real life works:

A timeline of paychecks and bills in date order

Running balance after each income and expense

Early warning for tight weeks before they surprise you

Planning built around payday, not just the calendar month

CAN I AFFORD IT?

Standing in a store wondering if a purchase fits? Get an instant answer:

Safe-to-spend based on time until payday

Which paycheck has more room

Category impact and strain warnings

One-tap add expense

PAYCHECK BUDDY

Ask questions like:

“Am I on pace this paycheck?”

“How much did I spend on dining?”

“Can I afford $120 today?”

Paycheck Buddy runs on device. Your budget questions are not sent to my servers.

PRIVACY FIRST

No bank linking. No separate account. Your data stays on your device and can sync through your private iCloud. I cannot see, sell, or share your budget data.

SUBSCRIPTION

Premium unlocks paycheck budgeting, dual-income support, cash-flow forecasting, iCloud sharing, Apple Watch support, receipt scanning, reports, and Paycheck Buddy.

Current U.S. promotional pricing: Monthly: $3.99/month for eligible customers Annual: $29.99/year for eligible customers

Standard pricing, offer eligibility, renewal terms, and any promotional details are shown before purchase and may vary by storefront.

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