BizFlex Africa

BizFlex Africa Payments, Commerce & Business Operations for African Entrepreneurs

BizFlex Africa is a financial technology platform built for freelancers, entrepreneurs, merchants and growing businesses that need a simpler way to receive money, make payments, sell, and manage day-to-day business operations from one app.

Whether you sell online, run a physical store, work with clients across borders or manage a growing team, BizFlex brings payments and business tools together in one connected experience.

MULTI-CURRENCY ACCOUNTS Access supported NGN, USD and CAD accounts, receive payments, view balances and manage funds from your BizFlex dashboard.

LOCAL & INTERNATIONAL PAYMENTS Receive payments through supported local and international payment rails, including bank transfers and available ACH or wire options. Send payments to supported beneficiaries and destinations in 100+ countries, subject to eligibility and availability.

CARDS Create and manage supported virtual or physical cards for eligible business expenses, subscriptions and everyday payments.

B-COMMERCE Run more of your business from BizFlex with connected commerce tools:

• Inventory Management — create products, manage variants, track stock, set purchase cost and selling price, and understand product performance. • Storefront — create a simple online storefront to showcase products and accept orders. • Payment Links — create reusable or transaction-specific links to collect payments without sharing sensitive account details. • Invoicing — create professional NGN and USD invoices, manage clients and track payment status. • Virtual POS — receive customer payments through dedicated Virtual POS terminals and monitor transactions. • Record Sales — record physical-store sales, select how the customer paid, update inventory and issue receipts. Eligible BizFlex Virtual POS payments can be matched to recorded sales for easier reconciliation. • Coupons & Promotions — create percentage or fixed-value discounts with applicable limits and validity periods. • Staff Permissions — invite staff and control the B-Commerce tools, actions and specific Virtual POS terminals they can access. • Business Analytics — review sales, product performance, inventory value, payment activity and estimated gross profit where the required cost data is available.

BUSINESS MONEY MANAGEMENT Organize funds with supported sub-accounts, monitor transactions and manage selected business expenses and payment activities from one place.

BILLS, AIRTIME & DATA Pay supported utility bills and purchase airtime or data directly from the app.

BUILT FOR CONTROL BizFlex helps businesses connect sales, inventory and payments so owners can understand what was sold, how customers paid and what needs attention while maintaining appropriate access for team members.

Regulated financial services require identity verification and may be subject to KYC/KYB, transaction limits, eligibility, partner availability and applicable laws or regulations. Availability of accounts, currencies, cards, payment methods and other features may vary by user type or location.