Flowlog

Now with full personal finance: accounts, budgets, savings goals, debt payoff and cash-flow forecasts - alongside the work-hours and payout tracking you already use.

Flowlog brings your work income and your everyday money into one app.

Two modules, one account:

WORKLOG - track what you earn

• Multiple employers and income sources in one place
• Log by hours, days or piece work; add work sites
• Automatic payout tracking with detailed breakdowns
• Export a statement-style image of selected worklogs

MONEYLOG - track where it goes

• 10 account types: bank, debit card, credit card, cash, e-wallet, prepaid, virtual, buy-now-pay-later, investment and money you have lent or borrowed
• Sub-accounts and supplementary cards, so each card has its own balance
• 40 currencies with live exchange rates
• Income, expenses, transfers, refunds, reimbursements, split bills and lending - all with proper double-entry behaviour behind the scenes
• Instalments for credit card and BNPL purchases, with per-period tracking
• Pre-authorised expenses: for petrol, hotel deposits and car hire, record the amount your bank held now and confirm the real charge later - or release it if nothing was ever taken

PLAN AHEAD

• Budgets by period, with category limits and optional rollover
• Savings goals, including balance-linked goals that track a real account
• A Plans tab that gathers everything due - card bills, instalments, loan repayments, recurring rules - and forecasts your balance day by day
• Split a recurring bill between people - subscriptions, family plans, shared rent - and each period their share is recorded as money owed to you, into whichever account and currency you choose
• Safe-to-spend: what is actually free after everything committed

STAY ON TOP OF IT

• Reconcile any account against your bank statement, with suggestions for where a difference is hiding - and undo a reconciliation if you got it wrong
• Debt payoff planner with snowball, avalanche or your own order, showing your debt-free date and total interest
• Import your history from 14 bookkeeping apps and spreadsheet formats, with a preview and one-tap undo for the whole batch
• Export everything to CSV or Excel, any time

BUILT FOR REAL LIFE

• Works fully offline; syncs across your devices when you are back online
• English, Simplified Chinese and Traditional Chinese, switchable inside the app
• Due-date reminders for card bills, instalments and loans, plus a period total for your budget
• Home screen shortcuts to add a transaction in one tap

PERFECT FOR

• Anyone who wants a clear picture of what they own, what they owe and where it goes
• People juggling multiple accounts, cards or currencies
• PAYG employees and ABN contractors
• Casual, part-time and full-time workers
• Freelancers and self-employed professionals

Flowlog is free to use. An optional Premium subscription unlocks advanced features such as data export, the debt payoff planner, cash-flow forecasting, refunds and reimbursements, recurring bill splitting, budget rollover and savings challenges.

Terms of Use: https://www.flowlog.app/terms Privacy Policy: https://www.flowlog.app/privacy