Pointer: Credit Card Rewards

Know the best card for every purchase. Pointer tells you which credit card earns the most at any store — in person or online — so you stop leaving rewards on the table. No bank logins. Ever.

THE BEST CARD, EVERY TIME Search any store — Amazon, Target, your corner grocery — and Pointer ranks your cards from most to least rewarding. See the exact multiplier (like 3x on dining) and how much more you'll earn, then tap the Apple Pay prompt to pay with the right card in seconds.

NO BANK LOGINS. ZERO CREDENTIAL STORAGE. Add your cards by name. Pointer never asks for card numbers, banking passwords, or third-party account connections — so there's nothing to sync, nothing to re-authenticate, and nothing sensitive stored. Privacy-first, by design.

EVERY PERK YOU ALREADY PAY FOR Track the credits and benefits buried in your cards — airport lounge access, annual travel and dining credits, Global Entry, and more — across your whole wallet, so nothing expires unused.

TRAVEL ON POINTS Search flights and hotels by route, date, and cabin, then see how to book them with the points you already have. Pointer factors in transfer-partner ratios and flags active transfer bonuses, so you move points at the right moment instead of guessing.

BUILT FOR YOUR WALLET Pointer supports cards from every major issuer — Chase, American Express, Capital One, Citi, Discover, Bank of America, Wells Fargo, Barclays, Bilt, and US Bank — with reward structures, rotating categories, and offers kept current for you.

FREE TO START The free plan includes weekly store searches, unlimited cards, the full perks tracker, and card recommendations. Pointer Pro ($4.99/month or $47.99/year) unlocks unlimited store searches, sale forecasts, and transfer-partner optimization.

FREQUENTLY ASKED

How does Pointer know which card to use? It cross-references each store with your cards' earn rates, active promotions, and transfer bonuses, then ranks them best to worst — with the exact multiplier and what you'd earn.

Do I have to link my bank? No. You pick your cards by name. Pointer never stores card numbers or banking credentials.

Is it really free? Yes — free to download and use, with an optional Pointer Pro upgrade for power users.

Check before you swipe. Download Pointer and know the best card for every purchase.