Mifos Pay

Send and receive money, pay merchants, and track transactions with an open-source wallet powered by Mifos X / Fineract.

Mifos Pay is a simple, secure way to send, request, and track money. Create a wallet account, add a card, share a QR to get paid, set standing instructions for recurring transfers, and manage invoices—all from one clean, modern app.

WHAT YOU CAN DO • Sign up as a customer or merchant and complete a guided registration • Create a wallet savings account (subject to approval) and see your balance at a glance • Send money using a Virtual Payment Address (VPA), mobile number, or account number • Request money with your personal QR code; optionally set the amount and currency before sharing • Add and manage cards; view masked details and remove or edit when needed • Track everything in Payments: filter History by debits or credits, view statements, and see real-time notifications • Set SI (Standing Instructions) for automatic transfers on a fixed schedule (weeks, months, years) • Create and review invoices; see invoice status, items, and transaction IDs • Keep profile details up to date—name, address, phone, VPA—and link a bank account • Upload documents for KYC or support directly in the app • Get help fast with built-in FAQs