Yesa: Gift Cards & Bills

The rate on your screen is the rate you get. Median bank payout 4.7 seconds. Sell assets, trade gift cards, buy airtime and data, pay bills, one balance.

Sell your digital assets for naira, trade gift cards, and pay your bills from one balance. The exact naira figure is on your screen before you confirm, and the payout is measured in seconds.

HOW FAST, EXACTLY

Every app in this category says instant. Yesa publishes the number instead.

Median payout to your bank is 4.7 seconds. 96% arrive within 30 seconds. That is measured across confirmed bank payouts between 2 July and 28 August 2026, counted from the moment you confirm to the moment your bank confirms the credit. Not an estimate, not a best case, and slow ones included.

START WITH TEN DOLLARS

You may have been burned before. Maybe a platform went quiet with your money inside. Maybe a great rate quietly became a worse one after you sent.

So do not trust us. Test us.

Send ten dollars. Watch the rate. Watch the clock. Watch your bank app. If we are slow you will know within seconds, and finding out will have cost you ten dollars. Then decide what to do with the rest.

THE RATE YOU SEE IS THE RATE YOU GET

The exact naira amount appears on your screen before you confirm. Not a range. Not "rate on request." Not a number that quietly changes after you have already sent.

If you do not like what you see, close the app and keep your money. Nothing is committed until you say so.

WHAT YOU CAN DO

Sell digital assets for naira. Transfer them in, see the exact naira figure, confirm, and watch the bank alert arrive.

Trade gift cards. Upload the card, see the rate before you commit, and get paid to your bank. Physical cards, ecodes and receipts are all accepted, across the brands people actually hold in Nigeria.

Swap between assets. Move from one to another inside the app, at a rate shown before you commit.

Hold a dollar balance. Your client pays in dollars, your rent is in naira. Keep the dollars until you pick the moment to convert.

Pay bills and top up. Airtime and data for MTN, Glo, Airtel and 9mobile. Prepaid electricity for the major discos. DStv, GOtv and Startimes. All from the same balance your payouts land in, with no separate funding step.

SUPPORT THAT ANSWERS

Message us and a person replies. Not a bot, not a ticket number, not a form that disappears into a queue.

That matters most on the one day something goes wrong, which is exactly the day most platforms become unreachable. Our support hours and response times are published in the app, and the person who answers can see your transaction.

SECURITY

Your data is encrypted in storage and in transit. Every payout requires confirmation before it moves. Your bank sees an ordinary naira transfer, and your bank details are used to pay you and for nothing else.

WHY PEOPLE STAY

Over 10,000 Nigerians have downloaded Yesa. Four things keep them:

• The rate is shown before you confirm, every single time
• Payout times are published, including the slow ones
• Support is a person who can see your transaction
• Ten dollars is enough to find out whether any of this is true

GETTING STARTED

1. Create an account
2. Add your bank account
3. Send ten dollars and time it yourself

Rates move with the market. Payout times vary by bank.