1Capital: Budget & Net Worth

1Capital — budget, investments and your entire net worth in one app. Track spending, build an emergency fund, follow your brokerage accounts and move toward your dreams with a clear plan.

A budget that does the math for you • Spending by category with limits — the app shows how much you can spend today • "Left until the end of the month" and a forecast: instantly see if you'll make it • Import transactions from banks: T-Bank, Alfa-Bank, Yandex Pay, Ozon Bank • Recurring payments, debts, transfers and cashback for the whole family's cards • Multi-currency income — the rate is frozen, so history never drifts

Investing without spreadsheets • Connect brokers and exchanges: T-Investments, Alfa, VTB, Interactive Brokers, Bybit, Bitget and more — accounts, positions and PnL sync automatically • Monthly PnL with growth and drawdown peaks, portfolio allocation, liquidity • Diversification: your portfolio vs a global benchmark • Instrument events: payouts, coupons, dividends — in the calendar and a widget • Real estate with rent and mortgage, deposits, crypto, staking

Emergency fund • A goal in months of your expenses, stages and saving scenarios • Counted from liquid assets only — honest, no crypto or stocks

Dreams with a plan • Add a dream with a photo and amount — get a step-by-step plan: a dedicated account, a portfolio for your horizon and a "how much to save" calculator • Savings link to a real account — progress updates automatically

Rocky — your guide • A personal assistant walks you through the stages: emergency fund → growing capital • Ready-made portfolios and bite-size lessons in plain language

And more • Lock screen and home screen widgets: daily limit, spending, instrument events • iCloud sync — your data stays yours • Dark and light themes, 13 languages

Your finances are your business only: all data is stored locally and in your personal iCloud.