Blue iFinance

The iFinance App by Blue Financial Services Ghana Limited gives you fast and secure access to essential financial services, all in one place. The institution is licensed by BoG and the iFinance app has been approved by BoG.

Core Features • Instant Loans – Explore loan options and pricing, apply and receive funds quickly with a fully digital process. • Refund Management – Track and manage your refund with real-time updates. • Smart Investments – Explore investment options to grow your wealth securely. • Seamless Onboarding – Sign up with just your Ghana Card and a selfie. • 24/7 Access

Registration And Privacy • Over 18 years old. • A phone number registered in your own name. • Biometric ID verification via NIA ID verification system. • Complete your information only one time and wait for approval. • If approved, loan will be disbursed into your account in few minutes. • Maximum confidentiality of client information in compliance with applicable laws.

Product Features • Loan tenor: 90days to 924 days (inclusive of 60days moratorium). • Repayment method: Monthly instalments. • Minimum number of instalments: One (1). • Maximum number of instalments: 72 • Annual percentage rate (APR): 19% - 36% • Loan categories are referenced by the number of instalments e.g. a loan with 12 instalments is termed 12-month loan.

• Use case: o A 12-month loan with principal of GHC5,000 has APR of 34.85%. o Loan profile: o Principal: GHC5,000 o Total interest: GHC1,742.5 o Total payment: GHC6,742.5 o No of instalments: 12 o Monthly instalment: GHC561.88