Koalafi: Lease-to-own

It helps a lot for me

I love that the credit was readily available for us. We were able to get the bedroom set, mattress and couches!!! Next will be a dining room table. I hate that we have to pay it within 90 days or else we will have to pay like double or triple the price. We make it happen somehow. Thank the good Lord! 🙌🏼🙌🏼🙌🏼🙌🏼

this company preys on people with bad credit and tries to literally ruin their lives with payments. 99% of these reviews are fake . ALL REVIEWS ARE STRAIGHT UP LIES. DO NOT USE. They will tell you you're preapproved and make it all sound sweet with 0% interest. But they will not provide you a payment plan until after you signed the contract. Once you sign the contract, they then tell you that you have 90 days to pay the full balance or else you will be charged interest. In my case specifically it is a $4800 car repair. And if I do not pay it in 90 days, this company is going to charge me a $10,000 interest charge. And they are going to take payments of $200 out of my account biweekly for two years. I highly suggest that nobody uses this company. They do not tell you any of this until after you sign the contract like I said no payment plan no interest rate no finance fee fees nothing they make it sound sweet until you sign the contract. Trust me, they will put you on a payment plan biweekly for 52 payments which totals to 2 years and you will end up paying double if not more than your initial purchase. I hope that I helped a few people.