Nestor — UK Dividend Tracker

Spring dividend season — are you tracking what you actually keep? See your true income after UK tax, withholding, and FX. Try it instantly with our demo portfolio.

Your portfolio shows a 4% yield. But after UK dividend tax, 15% US withholding tax, and currency conversion — what do you actually keep? Nestor shows you.

Nestor is the only dividend tracker built specifically for UK Trading212 investors. Import your CSV, and instantly see your true income after all taxes and FX — not the inflated gross figures other trackers show.

TRUE INCOME — WHAT YOU ACTUALLY KEEP

• See net dividend income after withholding tax (US 15%, EU, UK) and GBP conversion
• Toggle between Gross, Net (ISA) and Net (GIA) views for every holding
• Track yield on cost, forward income and annual payouts per stock
• Understand exactly what each holding costs you in tax

UK DIVIDEND TAX MADE CLEAR

• Separate ISA (tax-free) and GIA (taxable) tracking with UK tax year alignment (6 Apr – 5 Apr)
• Track your £500 dividend allowance usage in real time — know before you exceed it
• ISA allowance countdown — see exactly when your tax-free allowance resets
• Withholding tax breakdown by country at a glance
• UK dividend tax rates applied automatically based on your tax bracket
• Built for the 2025/26 and 2026/27 tax years

PLAN YOUR PASSIVE INCOME & FINANCIAL INDEPENDENCE

• Set monthly passive income targets and track your progress
• See exactly how many years until you reach your dividend income goals
• Visualise a 40-year projection from today's income to financial freedom
• Home screen widgets show goal progress and upcoming payments at a glance

BUILT FOR TRADING212

• Upload your Trading212 CSV in one tap — all holdings imported automatically
• Handles buys, sells, dividends, interest and stock splits
• View dividend history for stocks you've sold — your income data is never lost
• Multi-currency support with automatic GBP conversion for US, EU and UK stocks

PORTFOLIO INTELLIGENCE

• 12-month forward dividend income projection to plan your cash flow
• Diversification analysis across sector, country, currency and frequency
• Dividend growth rates (3Y, 5Y, 10Y CAGR) for every holding
• Portfolio health score — income quality, diversification and growth at a glance
• Smart data sync — only fetches what's changed, keeping the app fast and light on data

PRIVACY-FIRST

• Portfolio data stored locally on your device
• Works offline after initial setup
• No account required — start tracking immediately
• Your data stays yours. We never sell or share your information.

Built for UK dividend investors who want to see the truth about their portfolio — after taxes, after currency, after everything. Download Nestor and stop guessing what you keep.