SurgePay

SurgePay — fast, secure money for everyday life

SurgePay lets you open multi-currency wallets, move money with confidence, and manage virtual cards—all in one simple app.

• Quick, secure sign‑in

  • Email/password with smart validation
  • Optional biometric login (Face ID/Touch ID)
  • Transaction PIN for approvals
  • Two‑factor authentication and easy password/PIN changes

• Multi‑currency wallets (USD & NGN)

  • Create wallets in a tap and view real-time balances
  • See full account details (account/routing numbers)
  • Clean, modern card views tailored to each currency

• Convert money with live rates

  • Intuitive “From/To” cards with swap
  • Transparent rate and fee preview
  • Instant recipient‑gets calculation

• Send and receive

  • Send to bank accounts or Surge wallets
  • Clear review + confirmation flow with PIN
  • Save beneficiaries and reuse them quickly
  • Request money from other users

• Virtual cards

  • Create virtual cards after quick KYC
  • Pick country and card style
  • Fund or withdraw, see fees and equivalents
  • View and copy card details securely

• KYC made simple

  • Guided verification with selfie (liveness) camera
  • Live status for Personal Details, ID, and Liveness checks

• Transactions you can trust

  • Clean history with filters for incoming or outgoing

• Built‑in support and profile

  • In‑app live chat for instant help
  • Profile editing, notifications, and preferences in one place

SurgePay brings clarity, control, and confidence to your money—so you can send, convert, and pay without friction.