Personal Budget & Goal Tracker
See income, expenses, savings, and budgets — all on one screen. Track your budget with multi-currency support and offline sync. No ads.
Track income, expenses, transfers, and savings — all on one screen. A budget app that maps your complete money flow: where it comes from, where it's held, and where it goes. No bank connection needed. Works offline. No ads.
YOUR COMPLETE MONEY MAP
SpendBoard shows everything together:
• Income Sources - Where your money comes from (salary, freelance, investments)
• Money Accounts - Where your money is held (bank accounts, cash, credit cards)
• Expense Categories - Where your money goes (food, transport, bills)
• Savings Goals - Where your money grows (vacation fund, emergency savings)
Everything on one screen — no jumping between tabs to piece together your finances.
TRACK ALL MONEY MOVEMENTS
• Expenses - Spend from accounts to categories
• Income - Receive from sources to accounts
• Transfers - Move between accounts with automatic currency conversion
• Savings - Contribute from accounts to goals
Set up recurring transactions for rent, subscriptions, or salary — they appear automatically so you never forget to log them.
Every transaction connects your income sources, accounts, categories, and goals — so you always know exactly how money flows through your life.
MULTI-CURRENCY SUPPORT
Perfect for travelers, remote workers, and expats:
• Each account and transaction can have its own currency
• Automatic exchange rate conversion
• Exchange rates updated daily
• Transfers between EUR, USD, GBP, and 100+ other currencies
BUDGET TRACKING
Stay in control of your spending:
• Set monthly budget limits for each category
• Visual progress bars show spending vs. budget
• Color-coded warnings as you approach limits
• Budget periods: weekly, biweekly, 4-weekly, monthly, or quarterly
SPENDING INSIGHTS
Understand where your money goes:
• Spending vs. budget breakdown by category
• Income breakdown by source
• Distribution charts across multiple periods
• Budget progress ring for current period
• Top categories and top income sources
• Flexible date ranges: current period, last 3, 6, 12 periods, or custom
• Spending calendar — days color-coded by spending intensity so you spot patterns instantly
• Tap any day for a category breakdown and full transaction list
TAGS & ORGANIZATION
Organize transactions your way:
• Create custom tags for projects, trips, or clients
• Filter and search by tags
• Track business expenses or vacation spending separately
OFFLINE-FIRST & SYNC
Your data, always available:
• Works completely offline — no internet required
• Automatic sync when online
• Sync across all your devices with the same account
• No bank connection required — you decide what to track
BUILT FOR ACCURACY
• Double-entry bookkeeping ensures every transaction balances
• Full transaction history with search and filters
• Accurate balance calculations across all accounts
Most budget apps only track expenses. SpendBoard tracks the complete flow: income sources → accounts → expenses and savings. See it all in one place, on one screen.
Download SpendBoard and see your complete financial picture.
Terms of Use: https://spendboard.app/terms
Privacy Policy: https://spendboard.app/privacy
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