Nexpenz: AI Money Manager

Your money, fully visible. Track expenses, budgets, bills, subscriptions & loans - split costs with Circles, and ask Nex-i anything about your finances.

Nexpenz - AI Money Manager, Expense Tracker & Budget Planner

Nexpenz is the AI-powered money manager built for people who want real clarity over their finances — not just another spreadsheet app. Ask Nex-i, your personal finance assistant, anything about your spending and get instant, accurate answers based on your actual financial data.

ASK NEX-I — YOUR AI FINANCE ASSISTANT Get spending summaries, budget check-ins, and answers about your money in plain language. Nex-i understands your real transactions, not generic advice.

AI INTEGRATION (MCP) On Standard and Pro plans, connect Nexpenz directly to your favorite AI assistant using the Model Context Protocol (MCP). Ask questions about your real financial data from any MCP-compatible AI client — no manual exports, no spreadsheets.

EXPENSE & INCOME TRACKING Track daily expenses and income to understand your cash flow and spending habits at a glance.

BUDGET PLANNING Create monthly budgets and stay in control with clear, real-time tracking against your goals.

CIRCLES — SHARED EXPENSE TRACKING Split and track shared expenses with friends, family, or roommates. No awkward IOUs, no spreadsheets.

SUBSCRIPTION TRACKER See every recurring subscription in one place and catch the ones you forgot you're paying for.

LOAN TRACKER Track money borrowed or lent, with full clarity on who owes what.

RECURRING BILL TRACKER Stay ahead of upcoming bills so nothing catches you off guard.

FINANCIAL REPORTS Clear, visual reports that show your spending patterns over time — built to inform decisions, not just display data.

MEMORY BOOK Attach notes and context to major financial moments — a big purchase, a life event, a goal hit — so your financial history actually means something.

Nexpenz brings expense tracking, budgeting, bill management, and AI-powered insight into one place — built for people who want to manage money with intention, not just record it.

If you choose to purchase the Nexpenz Standard or Pro Plan, payment will be charged to your Apple account at confirmation of purchase. Your account will be charged for renewal within 24 hours prior to the end of the current billing period. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period.

You can manage or turn off auto-renewal at any time by going to your App Store account settings after purchase. If you choose not to subscribe to the Nexpenz Standard or Pro Plan, you can continue using Nexpenz with the available free features.

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