MoneyGoal.AI

Turn money into milestones MoneyGoal is the all-in-one offline finance app built for Australians. Track income and spending, plan savings goals, manage assets, and unlock AI-powered investment suggestions—all in one clean interface.

Key Features Goal-based planning Create targets (car, house, holiday) with dates or “as soon as possible”; MoneyGoal instantly shows the path to success.

100 % offline storage Every record stays on your device—no sign-in required.

SmartWealth™ AI engine When online, OpenAI models analyse your cash flow and assets to recommend: • High-dividend or broad-market ETFs & term deposits • Dividend-oriented US ETFs • Optimal cash reserve ratio with projected annual returns.

Quick expense / income logging One-tap entry, real-time charts.

Portfolio dashboard View savings, stocks, crypto and term deposits with total value and weighted yield.

MoneyGoal Premium (optional subscription) Unlock full AI portfolio allocation, historical back-testing, and expert chat. Subscriptions are processed securely by App Store.

Why MoneyGoal?

• Works perfectly offline—even on flight mode
• Optimised for Australian tax rules and markets
• Lightweight UI, lightning-fast onboarding
• No account needed—your data is truly yours

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/