Novo

Start saving smarter with Novo. Up to 5% high-interest savings, no fees, and instant access to your money.

Manage Smarter. Earn More.

Novo Financial is the all-in-one money app trusted by Canadians to spend, save, and send money with ease. With our powerful tools, you get a smarter way to manage your finances—without the hidden fees, fine print, or unnecessary banking hassle.

EARN MORE, SAVE SMARTER Make your money work for you. Our NovoSaving account offers a high-interest rate of 5% annualized, with no minimum balance, no monthly fees, and no lock-in periods. Watch your savings grow effortlessly and access your funds instantly, whenever you need them.

SPEND WITH CONFIDENCE The NovoCard gives you total control over your spending. Use it online or in-person, anywhere in the world. Get real-time transaction notifications and manage your card directly from the app, giving you peace of mind and security.

SEND MONEY, INSTANTLY & SECURELY Stop worrying about hidden charges. With NovoPay and NovoWire, you can send money instantly and securely from the app with absolutely no fees. It's the faster, simpler way to transfer funds to friends and family.

BUILT FOR YOUR SECURITY We are a registered Money Services Business and Payment Service Provider in Canada. We partner with top financial institutions to keep your money safe. Your peace of mind is our priority.

START IN MINUTES Sign up in a flash and get instant access to your virtual card. Pay bills, manage your savings goals, and chat with our dedicated live support team—all within the app.

Experience a better way to bank. Download Novo Financial today and take control of your financial future.