Awesome Mortgage Calculator

Calculate your Canadian mortgage payments with precision and clarity.

FEATURES: • Canadian mortgage rules built-in (Default Insurance, 20% threshold, amortization limits) • Real-time payment calculations • Down payment insights with insurance premiums • First-time home buyer amortization options • Closing cost estimates with provincial rebates • Save and compare multiple scenarios • Beautiful, easy-to-use interface • Dark mode support

ACCURATE CALCULATIONS: • Supports all payment frequencies: monthly, bi-weekly, accelerated bi-weekly • Automatic default insurance premium calculation • 30-year amortization for first-time buyers (homes under $1.5M) • Property tax and insurance tracking • Mortgage term vs amortization period

CANADIAN-SPECIFIC: • Minimum down payment calculator (5%/10%/20% rules) • Updated with new rules for the $1.5M threshold for high-ratio mortgages • Provincial land transfer tax calculations • First-time home buyer incentives • HST/GST rebate calculations for new builds

Perfect for Canadian home buyers and real estate agents!