MaxWorth:AI Credit Card Tool

Name: MaxWorth:AI Credit Card Tool
Rating: 4.1 (76 reviews)
Author: Ruoxin Shen

By: Ruoxin Shen

Maximize Credit Card Rewards

Features & Capabilities

MaxWorth is the all-in-one credit card benefits tracker and rewards optimizer. Add your cards and instantly see all your benefits—statement credits, lounge access, insurance coverage, and more. It tracks monthly, quarterly, and annual benefits with smart status indicators so you always know what you've used and what's expiring soon. Timely reminders help you avoid missing credits and charges, and annual fee insights guide decisions on keeping or canceling cards.

MaxWorth also shows the best card for every spend category—dining, groceries, travel, streaming, and more—and uses nearby merchant detection to recommend the optimal card for your location. Activate all eligible offers with one tap via the Chrome extension, and manage, track, and favorite offers in one place. The app features 6 AI-powered assistants (Spending Optimizer, Trip Optimizer, Benefit Concierge, Card Advisor, Retention Negotiator, Points Guru) to maximize rewards, along with points & miles tracking, subscription management, and support for 500+ cards from major issuers. MaxWorth is independent and not affiliated with any card issuer.

User Growth & Download Statistics

App GenAI Developer Tools Shopping Data Privacy & Security

By:

Ruoxin Shen

Rating:

4.10

(76) 5 new ratings

Version:

1.0.105 Last updated: 2026-06-01

Version code:

886394811

Creation date:

2025-05-31

Compatible devices:

Size:

43.97MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-06-03

Compare stats and ranking:

Ranking

# 173,772 ▲ 3,911

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

Ruoxin Shen

Apple Apps Store

https://apps.apple.com/us/app/maxworth-ai-credit-card-tool/id6745807856

Website:

https://maxworth.app/

User Reviews

MaxWorth is described as a polished, easy-to-use app that centralizes credit card perks, fees, and rewards, helping users choose cards and track offers. Reviewers praise the clean UI, cross‑device use (iPhone/iPad), and the ability to activate offers and monitor credits without sharing card details. However, common concerns include incomplete card coverage and some benefits displayed inaccurately, questions about data reliability for rewards, and inconsistent developer support. A few warn about trust issues around lifetime-access promises and portal-limited benefits. Overall, it’s highly regarded but reliability and support issues temper enthusiasm.

Pros

Clean, intuitive UI and ease of use.
All-in-one tracker for card fees, rewards, and key benefits.
Helps optimize spending by suggesting the best card for a purchase and automating offers and credits tracking.
Privacy-friendly and free to use (no need to enter card details).
Cross-device compatibility (works well on iPhone and iPad).

Cons

Incomplete library and inaccurate benefits listings; some cards are missing and others show wrong or partial details.
Rewards tracking can be unreliable; data may be inconsistent or incorrect.
Developer responsiveness is lacking; users report difficulty getting a reply.
Claims of lifetime-access promises followed by charges create trust issues.
Some benefits only apply via the portal and several features are incomplete or buggy (localization promises not kept).

Recent reviews

Great app. You do not have to add your card info. It is helpful to make sure you get all the perks of your cards. It even suggests nearby merchants.

by Ma*****, 2026-04-17

I like that I was able to easily activate all my chase subscriptions through the browser as well to add subscriptions! It is going to stick on my phone.

by st*****, 2026-04-12

This app is a huge help in determining which card to use where based on the type of transaction. I also really appreciate the automated activation of credit card offers for both Chase and American Express. Being able to track the credits on my credit cards is also very helpful. Would definitely recommend giving it a shot!