Raqami Islamic Digital Bank

Raqami Islamic Digital Bank digital banking app is designed to deliver a secure, seamless, and modern Islamic banking experience in Pakistan — jo tum chaho.

Backed by leading institutional investors Pakistan Kuwait Investment Company (Private) Limited and Enertech Holding Company, KSC, a subsidiary of the Kuwait Investment Authority — one of the world’s oldest and largest sovereign wealth funds — Raqami combines global institutional credibility with deep local understanding and expertise.

Built in line with Shariah principles, SBP digital banking regulatory framework, and local financial needs, Raqami helps you use, spend, and save your money with clarity and confidence.

Open Your Islamic Bank Account Online

• Fully digital account opening in under 5 minutes • No paperwork, no branch visits • Open a secure Islamic savings account anytime, anywhere

Secure Digital Islamic Banking

• Biometrically secured banking app, bound to your device • Bank-grade security aligned with SBP digital banking regulatory framework • A trusted Islamic digital bank in Pakistan designed to protect your identity and funds

Grow Your Money the Shariah-Compliant Way

• Highest Islamic savings profit rates • Monthly profit credited on the 1st of every month • Digital Islamic Term Deposits directly from the app • Profit disbursed on the same day of maturity • Pakistan’s first Shariah-compliant 7-Day Digital Term Deposit with no delay in profit disbursement

Everyday Banking Made Simple

• Free PayPak Debit Card, accepted at all ATMs and POS machines across Pakistan • Withdraw up to PKR 100,000 in a single transaction from Askari Bank ATMs • Eco Friendly Debit Card, recyclable material used for producing cards, supporting sustainability and responsible banking • Free money transfers via Raast • Smart routing with automatic switch to 1LINK if required

Higher Limits, Less Friction

• No additional KYC for opening additional accounts • Enjoy up to PKR 10 million daily transaction limit from the mobile banking app • Designed for high-value, secure digital banking in Pakistan

Always Available Support

• 24/7 customer support • Call us anytime at 051-111-727-264

Built with bank-grade security, powered by Islamic principles, and thoughtfully designed for everyday life in Pakistan, Raqami Islamic Digital Bank keeps your mobile banking simple, secure, and on your terms with best profit disbursement routine.

Download Raqami Islamic Digital App today and experience the future of digital Islamic banking in Pakistan.