Budget Planner: RetroBudget

Upload your bank statement. AI categorizes every transaction so you see where your money really went. No account linking, no data stored.

RetroBudget is a private budget planner, money manager, and spending tracker for people who want to understand their finances without linking a bank account.

Instead of asking for your bank login, RetroBudget works with PDF bank and credit card statements you already have. Upload a statement, let AI categorize each transaction, and get a clear breakdown of your spending by category, merchant, card, and bill-related expenses.

Use RetroBudget to review monthly spending, track expenses, understand where your money goes, and plan your budget without giving another app live access to your financial accounts.

How it works:

1. Upload a bank or credit card statement PDF
2. RetroBudget reads each transaction
3. AI sorts your spending into categories
4. See a clear breakdown by category, merchant, and card

Features: • AI-powered transaction categorization from PDF statements • Budget planner for monthly spending reviews • Money manager for tracking expenses and finances • Spending tracker by category, merchant, and card • Expense breakdowns for bank and credit card statements • Bill and recurring-spending review • Multi-card tracking for credit, debit, and other cards • Visual charts to help you spot spending patterns • Live Activity while statements process • Notifications when processing finishes • Face ID and Touch ID app lock • Sign in with Apple • No bank login, no account linking, no live bank access

Privacy-first by design: Your statements are processed and then deleted. RetroBudget does not ask for your bank password, does not connect to your bank account, and does not keep live access to your financial data.

Built from feedback by early users who wanted a private alternative to bank-linked budgeting apps.

Download RetroBudget, upload one PDF statement, and see where your money goes in minutes.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/