YAP Pakistan

YAP is Pakistan’s family wallet, built to manage your money.

• Shape your family’s financial future, and help raise the next generation to handle it confidently.

Built for the whole family. Not just the account holder.

• For adults, 18 and over. Need a wallet for your child? • Download YAP Young, our dedicated app for under-18s.

Open Your YAP account in minutes

Enter your phone number. Have your CNIC ready. Scan your face. Your account is open. No branch, no paperwork, no queue

• No minimum balance, ever. • Sign up and get started in minutes.

Your family. Your control.

• Manage your child’s YAP Young wallet from your own YAP app. • Send pocket money, assign tasks, reward progress. • Support smart spending and build healthy money habits.

Give them a wallet. Give them a head start. Two cards. One account.

• One account with access to two cards.
• A PayPak card for everyday use in Pakistan
• A Mastercard for International use and in-store spending.

Send. Receive. Pay. Done.

• Send money instantly to any bank
• Pay any contact using just their mobile number
• Pay any merchant using QR codes

Move money moves the way your family needs. Fast, often, and in every direction.

Every bill. One place.

• Pay electricity, gas, mobile and internet bills from one screen. • Manage all your bill payments in one place, every month.

Track everything. In real time.

• Live transaction history and instant spend alerts
• Weekly and monthly spending insights
• Full visibility across every family member’s wallet.

See where every rupee goes as it happens.

Secure. Regulated. Trusted.

• 24/7 AI-powered fraud monitoring • Freeze, unfreeze, or report your card in one tap • Licensed by the State Bank of Pakistan

Designed and built to meet State Bank of Pakistan’s standard and the needs of your family.

The family wallet built for life in Pakistan.

Download YAP today.