Net Worth & Budget - NetTrack

NetTrack consolidates every account - bank, card, brokerage, crypto, and manual - into one dashboard.

Track your net worth, budgeting, cash flow, and investments in real time, with AI-powered insights that explain what changed and why.

With automatic account syncing and multiple daily snapshots, your financial picture is always current and accurate.

Key Features

• Net Worth Tracking Visualize and monitor your assets, liabilities, and investments at a glance.

• Budgeting Create envelope-style budgets by category, track spending in real time, and see exactly where your money is going each month.

• Cash Flow Analysis View income vs. expenses, calculate your savings rate, and understand where your money went.

• Investments Track every holding with portfolio value, cost basis, gain/loss, and rate of return.

• Home Screen Widgets Net worth, cash flow, savings rate, and goal progress at a glance on your home screen, updated automatically all day. Pick the time range per widget, with privacy mode respected.

• Savings Goals Set goals, assign accounts to fund them, and watch progress update as your balances grow with projected completion dates.

• Portfolio Analysis Break down your portfolio by sector, industry, and country to understand allocation and exposure.

• Financial Health Score A single 0–100 score across savings rate, net worth growth, debt-to-asset ratio, emergency runway, and spending stability - plus a one-line summary showing which factor impacts your score the most.

• Projections Model where your net worth is headed. Adjust monthly contributions, return assumptions, and inflation to compare real vs. nominal growth over time.

• AI Chat & Insights Ask questions about your net worth, spending, and savings. Get instant personalized answers plus weekly and monthly financial insights.

• Recurring Transactions Identify recurring charges and upcoming expenses so you can plan ahead.

• Transactions & Account Details View balances and activity across every account in one place.

• Households Securely invite your partner or family members to manage and track your combined finances together.

• Automatic Account Sync Secure, reliable account connections that stay connected - without constant reauthentication.

• Bank-Level Security Your data is encrypted and protected with industry-standard security and privacy practices.

Take control of your financial future with NetTrack.

Learn more: https://nettrack.me/about