Sparkasse TWINT

Sparkasse TWINT is a Swiss digital wallet that enables fast, secure payments at POS and online, plus easy peer-to-peer transfers with no extra fees.

It uses PIN or biometric login and keeps personal data private (not shared with third parties and funds not stored on the phone). It’s accepted at thousands of Swiss merchants and continually adds new features like parking payments, cash withdrawals at 2,300 locations, and digital vouchers.