SmartSME

SmartSME by VPBank – A digital financial platform that helps businesses manage cash flow and access funding with ease. SmartSME is a financial app designed for small and medium-sized enterprises (SMEs) and business households in Vietnam, enabling you to: • Access funding whenever your business needs it • Manage finances and transactions in one place • Connect seamlessly with VPBank’s banking ecosystem KEY FEATURES • All-in-one financial solutions: From business credit cards to overdraft, working capital loans, and cash loans. • Easy access to funding: Transparent approval process tailored for SMEs and business sellers, with loan amounts up to VND 1 billion • Secure and reliable: Advanced security system ensuring safe and transparent transactions • Seamless experience: User-friendly interface with a simple and intuitive application process FINANCIAL SOLUTIONS FOR NEW CUSTOMERS: SMEs • Open a business credit card 100% online • Apply for flexible overdraft facilities based on your funding needs • Access working capital loans to support business operations Business households • Apply for cash loans quickly, with no collateral required BANKING FEATURES (FOR EXISTING VPBANK SME CUSTOMERS) • Transfer funds and manage transactions • Manage accounts and card services • Track and manage loans • Access and review your business financial information CONNECT WITH SMARTSME:

• Email: hotro@smartsme.vn
• Hotline:

• 1900 234 568: VPBank Banking Services
• 1900 545 488: Login & Account Services

• Website: https://www.smartsme.vn/