Stacked Wallet

Stacked is New Zealand's Bitcoin-only exchange and self-custody wallet. Buy Bitcoin instantly, hold your own keys, and use your sats — all from one app.

We never hold your Bitcoin. Every purchase settles directly to a wallet you control. That means even if Stacked disappeared tomorrow, your Bitcoin is still yours.

INSTANT NZD ↔ BTC EXCHANGE Buy and sell Bitcoin in seconds with the lowest fees in New Zealand — a flat 1%. No hidden spreads, no surprise charges. Instant settlement on Lightning means your sats arrive the moment you tap "Buy." Start with as little as $6 NZD.

SELF-CUSTODY FROM SAT ONE Not your keys, not your coins. Stacked sends every purchase straight to your self-custodial wallet. No custodial holding periods, no withdrawal requests, no trust required. You control your private keys from the very first transaction.

AUTOSTACK — SET IT AND FORGET IT Dollar-cost average into Bitcoin on autopilot. Set a weekly or monthly Autostack plan and build your savings automatically. No timing the market. No forgetting to buy. Just consistent, disciplined stacking.

PAY ANY NZ BILL WITH BITCOIN Stacked's Bill Pay lets you pay any New Zealand bill directly from your Bitcoin balance. Power bills, rent, subscriptions — convert and pay in one seamless tap.

EVERY LAYER. ONE WALLET. Send and receive across every major Bitcoin layer: • Lightning Network — instant, near-zero fee transactions • Spark Layer 2 — state-chain security with unilateral exit • On-chain — move to cold storage whenever you choose • Breez technology under the hood

BUILT FOR KIWIS, BY KIWIS Stacked is built by a Queenstown-based team obsessed with making Bitcoin practical for everyday New Zealanders. We're a Registered Financial Service Provider (FSP1005773). Real humans. Real support. Real Bitcoin.

WHY STACKED? → Lowest exchange fees in NZ (flat 1%) → Fastest settlement (instant on Lightning) → True self-custody (your keys, always) → Bitcoin-only (no altcoin noise) → Autostack DCA built in → Bill Pay for any NZ account → Multi-layer support (Lightning, Spark, Liquid, Breez, on-chain) → Open Banking integration → NZ-registered FSP with local support → Start from just $6 NZD

Download Stacked and take control of your Bitcoin today.