FLEX - Instant Payments

FLEX Move Money. Move Freely.

FLEX is the fast and secure way to send and receive money in Nigeria.

You can pay anyone, anytime, without account numbers or extra fees.

Send and Receive Instantly Transfer to anyone using a PayTag. Send or receive in seconds and track every transaction in real time.

Pay Merchants Easily Scan a merchant QR code or pay directly inside the app.

Request Money Fast Use FLEXme to ask for money and get paid faster. Add a note so people know what it’s for. Keep your payment history organized and accessible.

Verify and Upgrade Your FLEX Tier Verification unlocks higher spending limits and full access to FLEX features. Move from Silver to Gold, Platinum, and Diamond Reserve as you complete verification. Each tier gives you more room to transact confidently and securely.

Stay Secure and In Control Built with top-tier security for every payment. Instant alerts keep you updated as money moves. One app for all your transfers, rewards, and everyday spending.

FLEX combines speed, trust, and simplicity in one app.

*FLEX is a financial services platform, not a bank. Banking services are provided by our regulated partners.

Contact FLEX Support in-app, via email at: techsupport@yourflexpay.com