Singularity Creditworld Private Limited offering retail credit products and solutions in impact sectors. We are an RBI-approved NBFC offering housing loans, property loans, solar loans, & personal loans through our mobile app.

• Housing Loan / Loan Against Property

Our budget housing loans provide access to affordable homes through co-lending partnerships, enabling partners to expand their reach with capital, technology & infrastructure support. For quick funding needs, our hassle-free loan against property accepts both residential and commercial properties as collateral, with a smooth process for salaried & self-employed individuals.

Loan Amount: Min ₹300000/- to Max 30000000/-

Min & max period for repayment: 3Yrs-30Yrs

Maximum Annual Percentage Rate (APR):20%

Example: if you are a salaried individual availing a loan amount of ₹5000000 at the rate of 12.5% p.a. with a tenure of 20 yrs (our offering ranges from a min of 3 yrs to a max 30 yrs). The amount disbursed in your account would be ₹4931364 after deducting the following applicable fees: Login Fee: Upto ₹5000 + 18% GST (₹900) Processing Fee @1%: ₹50000 + 18 GST %(₹9000) Stamp Duty: As per state regulations law Notice of Intimation:₹8000 Vendor Charges:₹5000+18% GST(₹900) CIBIL & CERSAI fees: ₹200+18 GST%(₹36) Monthly EMI will be ₹56027 for 20 yrs with a total repayment amount of ₹5602712 months20 years=₹13446480 (Principal+Interest). Total interest will be ₹8515116 at an Annual Percentage Rate (APR) of 12.722%.

• Personal Loan

With our personal loans, you can address home-related expenses through low-cost EMI schemes, including down payment assistance, stamp duty support, home interior loans,& rental deposit loans, with flexible loan tenures from 3 to 60 months for affordable EMIs based on cash flows.

Loan Amount: Min ₹50000/- to Max 5000000/-

Min & max period for repayment: 3Yrs-10Yrs

Maximum Annual Percentage Rate (APR): 30%

Example: if you are a salaried individual availing a loan amount of ₹100000 at the rate of 16.5% p.a. with a tenure of 60 months (our offering ranges from min 3 months to max 60 months). The amount disbursed in your account would be ₹98820, after deducting the following applicable fees & charges: ProcessingFee @1%: ₹1000+18%(₹180) EMI will be ₹2459 for 60 months with a total repayment amount of ₹147507. Total interest will be ₹48507 at an Annual Percentage Rate (APR) of 16.96%.

• Solar Loan

Our solar loans facilitate environmentally friendly investments, offering flexible tenures for installing rooftop solar systems to reduce energy bills.

Loan Amount: Min 100000/- to Max 1000000/-

Min & max period for repayment: 3Yrs-5Yrs

Maximum Annual Percentage Rate (APR): 30%

Example: if you are a salaried individual availing a loan amount of ₹100000 at the rate of 16.5% p.a. with a tenure of 60 months (our offering ranges from min 36 months to max 60 months). The amount disbursed in your account would be ₹98820, after deducting the following applicable fees & charges: Processing Fee @1%: ₹1000 + 18% GST(₹180) EMI will be ₹2459 for 60 months with a total repayment amount of ₹147507. Total interest will be ₹48507 at an Annual Percentage Rate (APR) of 16.96%.