Joey: Teen Banking

Introducing Joey, a super helpful banking app designed exclusively for kids and teens aged 6 to 17 under parental guidance with its Visa debit card.

Our aim is to empower teenagers to become financially savvy, providing them with the necessary tools to handle money safely and responsibly as they grow up.

We believe that achieving financial independence is a gradual process, best undertaken with parental support.

Meet Joey: an intuitive, user-friendly app that fits right into family life, making it easier for teens to manage money as they transition into smarter spenders. With the app, teens can spend, save money, and keep track of the money, while parents can securely send money for their teen(s) to use under their watchful eye.

Joey card, a VISA debit card, is widely accepted both in stores and online and allows teens to take out cash from ATMs — all without worrying about them spending more than the amount credited in the card. And guess what? Joey is simple, secure, and fun to use. Come join us today for a next-generation money management experience!

Teen Benefits

• Buy stuff using the Joey card in stores and/or online.
• Add Joey card to Apple/Google (age rules apply).
• Keep an eye on what they're spending.
• Get pocket money/allowance straight to your Joey card.
• Spend money using your card.
• Make quick contactless payments.
• Take out cash from ATMs.
• See spending history and habits.
• Freeze / unfreeze Joey card anytime.
• Get instant alerts.
• Learn by spending and managing money.
• Use it easily in a cashless world.
• Request money from your parent/guardian whenever you need it.
• Get ready for life outside.

Parent/Guardian Benefits

• Send money to teens right away.
• Set up regular pocket money/allowance easily.
• Easily manage Joey on the move.
• Easily freeze or unfreeze the Joey card with a simple tap if it's lost or misplaced.
• Specific merchants that aren't suitable for teens under 18, as considered by the Bank of Cyprus, are blocked.
• Decide if the Joey card can be used online or for cash withdrawals at ATMs.
• See the PIN for the Joey card.
• Get real-time notifications to keep an eye on your teen's spending.
• Have this so important money talks with your family.
• Your teens will be better prepared for what’s ahead.
• Easy to use.

Starting is simple!

For teens

• Download the Joey app.
• Connect with your parent/guardian.
• Add your Joey card to Apple Pay/Google Pay to begin spending right away (with minimum age restriction).
• Enjoy Joey!

For Parents:

• Guide your teen to download the Joey app.
• Sign up for Joey, add your teen, request Joey card and show the QR code to the teen - all through the Bank of Cyprus mobile app.