Ryt Bank

Up to 4% p.a. daily interest, get your Ryt Card free, unlock instant credit up to RM1,499 with Ryt PayLater, and referral rewards up to RM50.

Meet Ryt Bank. The World’s First AI-Powered Bank.

Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea Limited.​ Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor.

Why Ryt Bank?​ • Sign up - As fast as 2 minutes. • Get paid daily up to 4% p.a. No lock-in.​ • Ryt Card - Switch your payment mode between debit and pay later anytime. • Ryt PayLater - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply. • Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds. • Ryt Invest - Supercharge your savings and grow your wealth from just RM1. • Ryt Insights - Get real time spending notifications and smart categorisation. • Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers. • Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts. We take your security seriously. • Supports English, Bahasa Melayu, and Mandarin.

This is just the beginning. Join us in building the bank Malaysians truly deserve — one that’s built to do the right thing, always.

Terms and Conditions: https://www.rytbank.my/general-terms-and-conditions

Associated Fees: https://www.rytbank.my/fees-and-limits

Company Information: Level 37, Menara Southpoint, Mid Valley City Lingkaran Syed Putra Kuala Lumpur Wilayah Persekutuan

Customer Support:  In-App Live Chat (available 24/7)

Website: https://www.rytbank.my

Business Hours: 8.00AM - 8.00PM (daily)

Download Ryt Bank today.