Bridge2Capital

Bridge2Capital is a mobile application, designed and developed for small businesses in India. We have a 360° financial health approach towards enabling the growth of businesses with access to on-demand financial services – Business Loans, Savings, Insurance & digital hissab. Our objective is to accelerate local GDP by providing a financial and technological bridge to small businesses in small towns and cities of India.

1. 360° FHC Bridge2capital offers a paid financial health check for a small businesses. We do a detailed check of the credit bureau report, bank statement, and GST data and offer a detailed report across 15 parameters which reflect the financial behavior and health of the small business owner

2. Business Loan Bridge2Capital operates as a B2B business model, functioning as a technological platform that offers short-term unsecured business loans (working capital limit) to small businesses on a revolving basis in collaboration with IIFL. Our business model is specifically designed to provide invoice financing solution for businesses while ensuring 100% end utilization of the funds. The working capital loan is extended based on a comprehensive 360-degree FHC analysis, providing an overall assessment of the creditworthiness of small business owners in collaboration with RBI registered Banks/NBFCs. At Bridge2Capital, we prioritize transparency in all our transactions, disbursing funds directly to GST suppliers against presented invoices. Moreover, we offer flexible repayment cycles tailored to the preferences of our customers, allowing the entire working capital loan to be repaid over various tenures of up to 180 days. Our goal is to empower small business owners to focus on increasing their business turnover.

It's important to note that we do not provide personal loans. Rather, we serve as a platform offering technological services to RBI registered Banks/NBFCs. Currently, all loans are extended by IIFL and not by Bridge2Capital.

PRODUCT DETAILS Working Capital Business loan being offered by NBFCs/ Bank

Minimum Credit Line: INR 5,00,000.00

Maximum Credit Line: INR 1,00,00,000

Minimum Repayment Tenure : 30 days

Maximum Repayment Tenure: 120 days

Annual Interest Rate: 10 % to 21% depending upon customer's credit and Financial Health Check (FHC) score.

Financial Health Check Charges – Rs 4.00 - Rs 8.00 per Rs 10000.00 of annual GST sales turnover assessed

Bridge2Capital promotes a better experience for the end consumer through 360° FHC, short-term business loans to retailers, enabling them to augment their stores with adequate inventory. It also aims to provide 100% online experience through a digital ecosystem in which they can integrate, right from collecting payments to making payments. To know more about Bridge2Capital, visit www.bridge2capital.com or write to us at info@xtracapindia.com