Keytom — Borderless Finance

The Keytom physical card is here. Spend in stores and withdraw at ATMs where Visa® is accepted. Order yours in the app.

One app for your crypto and fiat, wherever you are.

Keytom is a digital financial app that helps you manage fiat and supported crypto assets from one account. Open a named EUR IBAN, receive and send payments, exchange supported currencies, use a virtual card, and keep all your financial activity in one clear place.

With Keytom, you can open a personal EUR account in your name and receive SEPA and SEPA Instant transfers using your account details. You can also send EUR payments, manage supported crypto assets, exchange between fiat and crypto, and track your balances and transactions from the app.

Keytom is built for people who live, work, travel, earn, or send money across borders. Whether you are paid in crypto, managing funds in different currencies, sending EUR payments, or looking for a simple way to connect fiat and crypto in daily life, Keytom gives you a cleaner and more flexible way to manage money.

Use your virtual card for everyday online and in-store payments anywhere Visa® is accepted. Manage your card, balances, payments, and transaction history from one account, without switching between separate apps, exchanges, and financial services.

Use a Keytom card for everyday spending. A virtual card is available for online and in-store payments where Visa is accepted. A physical card can be ordered inside the app. The card supports payments and ATM withdrawals where Visa is accepted, with conversion from supported crypto assets to fiat at the moment of payment. Manage your cards, balances, payments, and transaction history from one account.

Keytom supports multiple fiat and crypto assets, including EUR, USDC, BTC, ETH, TRX, XRP, LTC, TON, SOL, ADA, AVAX, BNB, BCH, and more. Availability of specific currencies, payment methods, account details, cards, and features may depend on your location, verification status, account type, and eligibility.

Getting started is fully online. Create your account, complete identity verification, open available account details, and start managing your fiat and crypto from the Keytom app.

Keytom uses identity verification, transaction monitoring, two-factor authentication, and infrastructure partners to support a safer financial experience. Fiat funds and crypto assets are managed through dedicated financial and custody infrastructure.

Open your Keytom account and experience a cleaner, faster, easier way to manage crypto and fiat in one place.