Fruitful: Finances figured out

The Fruitful mobile app is available exclusively to Fruitful members who have signed up at fruitful.com to access 1-to-1 financial guidance from a CFP® professional and Fruitful banking products.

Please log in using your member username and password to schedule 1-to-1 video sessions, chat with your Fruitful Guide, and engage with Fruitful financial products.

IMPORTANT INFORMATION Product images are provided by Fruitful for illustrative purposes and not an offer, solicitation of an offer, advice, or recommendation to buy, sell, or hold any security.

"Fruitful" refers to Fruitful, Inc. and its wholly-owned, affiliated, and separately managed subsidiaries, Fruitful Financial, LLC and Fruitful Advisory, LLC, an SEC-registered investment adviser. To learn more about Fruitful Advisory, LLC please view its Form ADV Part 2 and Form CRS available at www.adviserinfo.sec.gov. Registration with the SEC does not imply any level of skill or training. All investing involves risk, including the risk of losing the money you invest. Only members of Fruitful, Inc. have access to products and services across the Fruitful affiliates and subsidiaries. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER® certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Fruitful is a financial technology company, not a bank. Deposit accounts provided by Emigrant Bank, Member FDIC. The Fruitful Card is issued by Emigrant Bank pursuant to license by Mastercard International Incorporated.

(1) The Annual Percentage Yield (APY) is accurate as of March 27, 2026. The interest rate and corresponding APY is variable and set at our discretion. Interest is compounded daily and paid monthly. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.

(2) To be eligible for 2% cash back. Members must receive a qualifying direct deposit to a Fruitful Cash Account. See full Fruitful Card Rewards Program Terms and Conditions. See additional important details about Fruitful at fruitful.com/legal.