Accounts: Budget Planner

Accounts - Smart Monthly Budgeting

Take control of your money with Accounts, a secure UK budgeting app that brings all your current, credit, and savings accounts together under one umbrella.

Create offline accounts and enter transactions quickly and easily. Alternatively, using FCA-regulated Open Banking, Accounts can automatically download transactions from your bank - so you always know where your money is going, without manual entry. Transactions are categorised automatically.

Plan your monthly budget, track spending in real time, and stay confidently in control.

WHY YOU'LL LOVE ACCOUNTS

All Your Money, One App

Create offline accounts and enter transactions quickly and easily. No connection to your bank is required and your data stays local on your device.

Alternatively, connect your bank accounts, credit cards, and savings in seconds. Accounts supports 50+ UK banks and gives you a clear, unified view of your finances.

Effortless Expense Tracking

Transactions are intelligently categorised automatically. You can manually override category assignments, split a transaction across multiple categories, or create your own custom categories - you’re always in control.

Built for Monthly Budgets

Create a budget yourself or let Accounts generate one based on your recent spending. Track this month against your budget and last month’s spend, and quickly spot where you’re overspending.

Clear, Useful Insights

See your top spending categories, compare budget vs actual spend, and view trends over time - without overwhelming charts or noise.

DESIGNED FOR TRUST & PRIVACY

• FCA-regulated Open Banking connections
• Read-only access - we never see your bank login details
• Authorisation you control and can revoke at any time
• Option for offline accounts/transactions - all your data stays local on your device.
• Secure login with Face ID, Touch ID, or PIN
• Sensitive data encrypted at rest and in transit
• ICO registered, FCA regulated and privacy-focused

NO ADS. NO UPSELLING. NO DISTRACTIONS.

Accounts is focused purely on budgeting. No financial product ads. No spam. No constant upgrade prompts.

USE FOR FREE OR PURCHASE FOR MORE OPTIONS

Accounts is free to use, supporting up to two offline accounts at no cost.

Simple pricing for more advanced options, including: - Option for unlimited offline accounts (single low cost lifetime payment - no subscription is required) - Options to connect via open banking and download transactions automatically (supports most UK banks). In this case a monthly subscription is required. A free trial is available to see if this option meets your needs.

Standard Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/