KwachaKash

Track every kwacha, run your chilimba and investment clubs on clean ledgers, and give your groups real constitutions—elections, goals, and books that every member can see

KwachaKash is money you can save together.

KwachaKash is Zambia's app for personal money and savings groups. Track income and expenses with automatic categorisation, set budgets that survive month-end, and see your cash flow clearly. Run your chilimba or village bank where every member can see the book — contributions, loans, guarantors and the share-out, live on every phone. Split bills to the ngwee, send and request money from your circle, create invoices, and learn as you go with practical guides written for Zambia. Multi-currency, secure, and built in Lusaka.

Run your chilimba, village bank, or savings club on one clean shared ledger — everyone sees the same numbers, contributions are tracked automatically, and it's clear whose turn it is for the pot. No more arguments over the book that walks around town.

ONE SHARED LEDGER Every member sees the same balances and contributions in real time. Record a contribution, and the group is up to date.

SPLIT BILLS, SETTLE UP Split a bill with friends and settle up in a few taps — everyone knows who owes what.

TRACK YOUR OWN MONEY TOO Log income and spending, set a monthly budget, and see exactly where your kwacha goes.

INVOICE YOUR SIDE HUSTLE Send clean invoices and keep an item and tax catalogue for your kantemba.

BUILT FOR ZAMBIA Kwacha-first, in a voice that sounds like home.

KwachaKash is improving fast — we'd love your feedback.