NinjaCard® – Banking & Credit

Name: NinjaCard® – Banking & Credit
Rating: 4.2 (455 reviews)
Author: KMD Partners, LLC

By: KMD Partners, LLC App

Banking + Credit Access

Overview

Version:

1.106.0

Last updated: 2026-08-05

Ranking

#78,417 ▲ 637

Overall

Features & Capabilities

NinjaCard offers a revolving Line of Credit you can manage from the NinjaCard mobile app. Borrow on demand, access funds quickly, and build your credit history—without hidden fees.

FlexLine is available in multiple states. To be notified when it’s available in your state, visit ninjacard.com to join the waitlist. NinjaCard, LLC is a fintech (not a bank); deposit banking services provided by Republic Bank of Chicago (FDIC); Line of Credit services provided by the Lending Bank named in your agreement.

User Growth & Download Statistics

App Payments Privacy & Security

By:

KMD Partners, LLC

Rating:

4.20

(455) 10 new ratings

Version:

1.106.0 Last updated: 2026-08-05

Version code:

889301031

Creation date:

2024-02-22

Compatible devices:

Size:

79.19MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-08-08

Compare stats and ranking:

Ranking

# 78,417 ▲ 637

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

KMD Partners, LLC

Apple Apps Store

https://apps.apple.com/us/app/ninjacard-banking-credit/id6449604160

Website:

https://www.ninjacard.com

User Reviews

Across reviews, NinjaCard shows a split experience. Some users report quick funding, simple setup, and useful cash-advance features. However, a large pattern of concerns centers on privacy risks, aggressive or unclear fees and interest, frequent bank-verification problems, inconsistent access to funds, and poor customer service. Overall, many reviews label the app as unreliable or risky, while a minority report positive outcomes.

Pros

Fast access to funds / cash advances (some users report next-day funding)
Simple, easy signup/process for some users
Gives a credit line or cash advance that can help in emergencies
Positive experiences where users would recommend it
Perceived good or helpful customer service by at least some users

Cons

Allegations of predatory terms: high, unclear interest rates and fees, including compounding and monthly ABD fees
Privacy and data-sharing concerns: the app collects data and shares with third-party lenders, leading to spam emails/calls
Bank verification and bank login problems: repeated failures to connect to banks and inability to access funds
Security risks: reports of attempts to hack bank accounts and lockouts
Poor customer service and support: slow responses, unhelpful or unresponsive when issues arise

Recent reviews

A quick rundown since they are super scummy and won’t actually tell you the interest rate but instead use a bunch of words that really are confusing to most. Your interest rates are anywhere from 300-900% they will trap you in a never ending cycle. DO NOT USE! If you need extra quick cash go through Dave or tilt empower