Reviews of Monica - Pay, Send, Bills

By: Monica technologies limited App

List of user reviews and ratings for Monica - Pay, Send, Bills

Total ratings

4.60 (Rating count: 14,158)

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Review summary

Users frequently praise Monica for fast, smooth transactions and overall reliability, but repeatedly report login/verification failures, inability to delete data or deactivate accounts, withdrawal/transfer delays or missing funds, and distrustful accusations of scams. Some also note unfavorable exchange rates, highlighting speed and usability as strengths alongside data-management and security concerns.

Pros

Very fast and reliable transactions
Smooth, easy-to-use transfer experience
Positive satisfaction with service quality
Fast and easy to use; generally enjoyable

Cons

Login and verification failures (2FA, face/liveness checks)
Inability to delete personal data or deactivate account button not functioning
Withdrawal/transfer delays or funds not credited
Security/trust concerns and accusations of scams
Unfavorable exchange rate or slow rate movement

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User Reviews

Recent rating average: 3.30

All time rating average: 4.60

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29% (19)

Date	Author	Comment
2026-06-13	Ki*****	Best
Best
2026-06-06	Ha*****	Fast and swift
Fast and swift
2026-06-02	Bl*****	Why can’t I withdraw my money since 48hours I have been trying….I think Jago said this is a good app so why are you guys doing like this
Why can’t I withdraw my money since 48hours I have been trying….I think Jago said this is a good app so why are you guys doing like this
2026-06-02	Tr*****	I just registered on the app now and it seem cool already.
I just registered on the app now and it seem cool already.
2026-05-28	Ve*****	Why is it that I am trying to make a withdrawal now and it’s not going and I keep trying to text the customer care and they are saying that it can’t be delivered what kind of stuff is that when I need the money and I was happy I didn’t even made a huge transfer because I did not trust the app fully so my transaction are always little I wouldn’t advice anyone to use this app if it’s for huge transactions
Why is it that I am trying to make a withdrawal now and it’s not going and I keep trying to text the customer care and they are saying that it can’t be delivered what kind of stuff is that when I need the money and I was happy I didn’t even made a huge transfer because I did not trust the app fully so my transaction are always little I wouldn’t advice anyone to use this app if it’s for huge transactions
2026-05-25	Ak*****	Nice
Nice
2026-05-22	Ol*****	Tested and trusted
Tested and trusted
2026-05-17	La*****	Please someone sent me some bitcoin to ky Monica wallet and if not reflecting yet and it confirmed on blockchain already
Please someone sent me some bitcoin to ky Monica wallet and if not reflecting yet and it confirmed on blockchain already
2026-05-17	To*****	I have been scammed just now I sent coin and not credited Nigerians help me pls I have been crying since it’s all I had
I have been scammed just now I sent coin and not credited Nigerians help me pls I have been crying since it’s all I had
2026-05-17	Ak*****	Sent bitcoin worth $318 and I haven’t gotten it,yet you blocked me from reaching your customer service I need my money please or I will drag you 😡
Sent bitcoin worth $318 and I haven’t gotten it,yet you blocked me from reaching your customer service I need my money please or I will drag you 😡