Reviews of Monica - Pay, Send, Bills

By: Monica technologies limited App

List of user reviews and ratings for Monica - Pay, Send, Bills

Total ratings

4.60 (Rating count: 14,477)

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Review summary

Users frequently praise Monica for fast, smooth transactions and overall reliability, but repeatedly report login/verification failures, inability to delete data or deactivate accounts, withdrawal/transfer delays or missing funds, and distrustful accusations of scams. Some also note unfavorable exchange rates, highlighting speed and usability as strengths alongside data-management and security concerns.

Pros

Very fast and reliable transactions
Smooth, easy-to-use transfer experience
Positive satisfaction with service quality
Fast and easy to use; generally enjoyable

Cons

Login and verification failures (2FA, face/liveness checks)
Inability to delete personal data or deactivate account button not functioning
Withdrawal/transfer delays or funds not credited
Security/trust concerns and accusations of scams
Unfavorable exchange rate or slow rate movement

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User Reviews

Recent rating average: 1.70

All time rating average: 4.60

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29% (29)

Date	Author	Comment
2026-08-23	@m*****	I traded with the app I was debited but my coin was never credited and no one to reply me. Please refund me my money or you credit me my coin. Act fast on this poor service.
I traded with the app I was debited but my coin was never credited and no one to reply me. Please refund me my money or you credit me my coin. Act fast on this poor service.
2026-08-15	Ch*****	They went on maintenance for over 24 hours!! My ethereum was no where to be found. They claimed it was sent to a different wallet that’s not Monica and after I showed proof their in app support ignored me. My advice do not use Monica they would take your hard earn money and try to play games with you
They went on maintenance for over 24 hours!! My ethereum was no where to be found. They claimed it was sent to a different wallet that’s not Monica and after I showed proof their in app support ignored me. My advice do not use Monica they would take your hard earn money and try to play games with you
2026-08-14	St*****	Your upgrading make me lost eight hundred thousand naira $650 And now you guy can’t provide my money I can’t see where my money goes I need it now
Your upgrading make me lost eight hundred thousand naira $650 And now you guy can’t provide my money I can’t see where my money goes I need it now
2026-08-14	Au*****	Monica it’s been my life saver in trading very fast incredible payout nice rate and so much more…. I will want more good good good good upgrades on it…. Love you Monica😍🫆✝️🀄️@bosm24.09
Monica it’s been my life saver in trading very fast incredible payout nice rate and so much more…. I will want more good good good good upgrades on it…. Love you Monica😍🫆✝️🀄️@bosm24.09
2026-08-14	au*****	What maintenance has Monica been up to for more than 24 hours putting there customers in so much stress of not getting our money
What maintenance has Monica been up to for more than 24 hours putting there customers in so much stress of not getting our money
2026-08-14	Kh*****	What going on with Monica ? For over 24hrs now I haven’t been able to use my funds
What going on with Monica ? For over 24hrs now I haven’t been able to use my funds
2026-08-14	Ud*****	Una Dey Use 3 years do Maintenance? 😡
Una Dey Use 3 years do Maintenance? 😡
2026-08-14	V-*****	Maintenance taking to long
Maintenance taking to long
2026-08-14	co*****	Avoid them! Them be scam o
Avoid them! Them be scam o
2026-08-14	we*****	I’ve been trying to login to my Monica app since yesterday it’s not working at all.. please what’s going on
I’ve been trying to login to my Monica app since yesterday it’s not working at all.. please what’s going on