Reviews of Monica - Pay, Send, Bills

By: Monica technologies limited App

List of user reviews and ratings for Monica - Pay, Send, Bills

Total ratings

4.60 (Rating count: 14,313)

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Review summary

Users frequently praise Monica for fast, smooth transactions and overall reliability, but repeatedly report login/verification failures, inability to delete data or deactivate accounts, withdrawal/transfer delays or missing funds, and distrustful accusations of scams. Some also note unfavorable exchange rates, highlighting speed and usability as strengths alongside data-management and security concerns.

Pros

Very fast and reliable transactions
Smooth, easy-to-use transfer experience
Positive satisfaction with service quality
Fast and easy to use; generally enjoyable

Cons

Login and verification failures (2FA, face/liveness checks)
Inability to delete personal data or deactivate account button not functioning
Withdrawal/transfer delays or funds not credited
Security/trust concerns and accusations of scams
Unfavorable exchange rate or slow rate movement

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User Reviews

Recent rating average: 4.40

All time rating average: 4.60

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25% (21)

Date	Author	Comment
2026-07-30	An*****	Very fast and sweet
Very fast and sweet
2026-07-27	Za*****	Am locked out, receiving an "account doesn't exist" error, and getting no response via email or WhatsApp
Am locked out, receiving an "account doesn't exist" error, and getting no response via email or WhatsApp
2026-07-25	So*****	Everything works smoothly and the transactions are fast! I recommend this, great app.
Everything works smoothly and the transactions are fast! I recommend this, great app.
2026-07-24	Al*****	Awesome
Awesome
2026-07-24	Ge*****	Donna
Donna
2026-07-19	Br*****	Very fast but always on technical issues
Very fast but always on technical issues
2026-07-18	Ak*****	Nice App
Nice App
2026-07-12	Be*****	Best of all
Best of all
2026-07-12	Bo*****	They’re not capable to handle issue.
They’re not capable to handle issue.
2026-07-07	Ro*****	Keep upgrading the app and let your rate be perfect
Keep upgrading the app and let your rate be perfect