LoanNav

Loan Nav lets me pay off extra principle right within the app, rather than send additional payments via mail like other mortgage management apps. I like the infographics that break down what I’m paying as well. However, the amount of times I need to change my password is way too excessive. If someone were to hack into my account, I don’t even think they can see my full bank account number from the user end. So what’s the worst a hacker can do? Pay my bills for me? The sensitivity of my mortgage information doesn’t really beg a password change every year or less; not to mention, everything is already two-factor identification, so it feels like a hassle for me to change passwords so much, especially if the original password strength is strong.

The app omits the “Make a Payment” button. I was unable to make a payment until the late fee showed up, and then the button showed. I made my payment “late”. Was charged. This has happened before.