Topwallet

TopWallet is a Bangko Sentral ng Pilipinas (Central Bank of the Philippines) regulated mobile wallet application that offers a wide array of financial services such as fund transfer and remittance, mobile and gaming load top-ups, bills payments, savings and loans, online shopping and digital payments, and many more. These aforesaid services form the initial phase of the service offerings. Moving forward, TopWallet plans to expand these financial solutions to include such innovative services like crowdfunding, reverse auctions, and other forms of disruptive and decentralized financial services. TopWallet caters to both individual and institutional users. The Bangko Sentral ng Pilipinas (BSP) has approved increased monthly and annual limits for all types of users to further expand the usability of TopWallet. Towards the continuous expansion of the TopWallet ecosystem, TTC has partnered with best, biggest, and most promising organizations both here and abroad. At the moment, TopWallet has more than six thousand cash-in and cash-out centers nationwide, more than two thousand accredited billers, and has all major mobile network providers in its system. Cash-in and cash out transactions are done in a variety of ways. Over-the-counter option is available through TopWallet’s network of bank and non-bank partners. These partners are readily searchable in-app through the wallet’s map functionality and proximity features. Online banking is also possible with our network of bank partners. Lastly, peer-to-peer transfers are available real-time for all TopWallet users. Topwallet is also anchored to Juan’s TopShop, a digital community commerce platform. The platform is also built on blockchain, and caters to both business-to-business (B2B) and business-to-consumer (B2C) models. This TopWallet in-app digital marketplace offers end-to-end e-commerce functionality; from ordering online or instore via QR codes, to payment settlements through various payment methods, to order fulfillment and delivery options. A unique feature that sets Juan’s TopShop apart from current platforms is its built-in incentive scheme. This model aims to provide incentives to all parties from all transactions inside the ecosystem; from the buyer to the seller, including both referrers from both sides. Juan’s TopShop categories currently include the following: Retails Products Basic Commodities Digital Vouchers Services 2nd hand Store Hotel and Accommodation Existing TopWallet users can either offer or procure items that fall under these categories in-app.