OneUnited Bank: WiseOne AI

Name: OneUnited Bank: WiseOne AI
Rating: 4.7 (10074 reviews)
Author: OneUnited Bank

By: OneUnited Bank

Finance

Features & Capabilities

WiseOne AI by OneUnited Bank is an AI-powered money management platform built with Google Gemini. It uses conversational AI to answer questions about spending, saving, and financial topics, delivering personalized insights and proactive alerts to help you manage money more effectively.

From AI-driven budgeting and real-time financial tracking to credit monitoring, tools for goal setting, financial education, and seamless mobile banking, WiseOne provides an all-in-one solution. It carries FDIC-insured status and has earned Inc. Magazine's 2024 Best in Business in Finance award.

User Growth & Download Statistics

App GenAI Privacy & Security Investing Payments Data

By:

OneUnited Bank

Rating:

4.70

(10,074) 5 new ratings

Version:

2026.04.02 Last updated: 2026-05-26

Version code:

886161706

Creation date:

2012-04-26

Compatible devices:

Size:

212.06MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-06-07

Compare stats and ranking:

Ranking

# 17,717 ▲ 7

Other platforms

OneUnited Bank: WiseOne AI (v2026.04.0)

160,487 4.51

(3,767)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

OneUnited Bank

Apple Apps Store

https://apps.apple.com/us/app/oneunited-bank-wiseone-ai/id520589589

Website:

https://www.oneunited.com/

User Reviews

Reviews show a split experience. Pros highlight improved customer service, helpful support, card options, and the bank’s Black-owned identity with strong community appeal, plus an updated app feel and growing loyalty. Cons center on persistent app reliability problems (balance visibility, bugs, logins), online services (bill pay and transfers) that don’t perform consistently, limited branch/ATM access, and slower or less responsive customer service. Overall, some users praise progress and values alignment, while many report significant usability and reliability issues.

Pros

Improved customer service with accurate answers and a better phone system
Card options and generally functioning accounts
Black-owned bank with strong cultural/community appeal
App refresh with a more positive look and improved user experience
Growing positive sentiment and loyalty among users (fast becoming a favorite)

Cons

Persistent app issues: inability to view balances, bugs, and login problems
Unreliable online services: bill pay and transfers sometimes fail or are delayed
Slow or hard-to-reach customer support and limited access to human representatives
Limited branch and ATM network, with few nearby locations for deposits
Account management friction: difficulty closing accounts and direct deposit disruptions