Features & Capabilities

WiseOne AI by OneUnited Bank is an AI-powered money management platform built with Google Gemini. It uses conversational AI to answer questions about spending, saving, and financial topics, delivering personalized insights and proactive alerts to help you manage money more effectively.

From AI-driven budgeting and real-time financial tracking to credit monitoring, tools for goal setting, financial education, and seamless mobile banking, WiseOne provides an all-in-one solution. It carries FDIC-insured status and has earned Inc. Magazine's 2024 Best in Business in Finance award.

User Growth & Download Statistics

By:
OneUnited Bank
Rating:
4.70
(10,074)
5 new ratings
Version:
2026.04.02 Last updated: 2026-05-26
Version code:
886161706
Creation date:
2012-04-26
Compatible devices:
Size:
212.06MB
URLs:
Website ,Privacy policy
Full description:
See detailed description
Source:
Apple Apps Store
Data ingested on:
2026-06-07
Compare stats and ranking:

Ranking

Other platforms

Android
OneUnited Bank: WiseOne AI (v2026.04.0)
160,487 4.51 (3,767)

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
OneUnited Bank
Apple Apps Store
https://apps.apple.com/us/app/oneunited-bank-wiseone-ai/id520589589
Website:
https://www.oneunited.com/

User Reviews

Reviews show a split experience. Pros highlight improved customer service, helpful support, card options, and the bank’s Black-owned identity with strong community appeal, plus an updated app feel and growing loyalty. Cons center on persistent app reliability problems (balance visibility, bugs, logins), online services (bill pay and transfers) that don’t perform consistently, limited branch/ATM access, and slower or less responsive customer service. Overall, some users praise progress and values alignment, while many report significant usability and reliability issues.
Pros
  • Improved customer service with accurate answers and a better phone system
  • Card options and generally functioning accounts
  • Black-owned bank with strong cultural/community appeal
  • App refresh with a more positive look and improved user experience
  • Growing positive sentiment and loyalty among users (fast becoming a favorite)
Cons
  • Persistent app issues: inability to view balances, bugs, and login problems
  • Unreliable online services: bill pay and transfers sometimes fail or are delayed
  • Slow or hard-to-reach customer support and limited access to human representatives
  • Limited branch and ATM network, with few nearby locations for deposits
  • Account management friction: difficulty closing accounts and direct deposit disruptions
Recent reviews
A must have!
by Th*****, 2026-05-22

Banking I love my black bank and my account options and if I ha be a problem it is immediately addressed. This is the best bank
by Mo*****, 2026-05-15

Best bank ever
by Bo*****, 2026-05-12
View all user reviews ›

Best OneUnited Bank: WiseOne AI Alternatives

Here are some Apple apps that are similar to OneUnited Bank: WiseOne AI: