Lake Michigan CU Mobile

Name: Lake Michigan CU Mobile
Rating: 3 (687 reviews)
Author: Lake Michigan Credit Union

By: Lake Michigan Credit Union App

Finance

Overview

Version:

4.4.1

Last updated: 2026-07-28

Ranking

#76,018 ▼ 102

Overall

Features & Capabilities

Lake Michigan CU Mobile delivers a safe, convenient mobile banking experience from your pocket. Stay connected to Lake Michigan Credit Union accounts anytime, with features to view balances, monitor transactions, transfer funds, deposit checks, and manage cards.

The app includes budgeting tools, bill pay, eStatements, and an ATM/branch locator, plus loan and mortgage options, travel notices, and card controls—empowering you to plan expenses, open memberships, and manage your finances on the go.

User Growth & Download Statistics

App Payments Privacy & Security Data

By:

Lake Michigan Credit Union

Rating:

3.00

(687)

Version:

4.4.1 Last updated: 2026-07-28

Version code:

888571272

Creation date:

2011-11-25

Compatible devices:

Size:

41.47MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-08-09

Compare stats and ranking:

Ranking

# 76,018 ▼ 102

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

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Developed by:

Lake Michigan Credit Union

Apple Apps Store

https://apps.apple.com/us/app/lake-michigan-cu-mobile/id481606178

Website:

https://www.lmcu.org/

User Reviews

Users generally value the app for convenient deposits and multi-account access, but report serious reliability and usability problems. The most frequent issues are login/authentication failures and instability, unclear balance with pending transactions, missing or hard-to-use features, disruptive notifications, and subpar support. Overall, core banking tasks work for some, but stability and user experience need major improvements.

Pros

Convenient remote check deposits (deposit checks without visiting a branch).
Supports managing multiple accounts from one mobile app.
Core banking features are available and usable for many tasks (functional core functionality).

Cons

Frequent login/authentication issues and app instability (biometric sign‑in failures, verification codes not delivered, error codes, app sometimes won’t open).
Unclear balance display and poor handling of pending transactions (running balance not shown, hard to tell available funds, long holds on deposits).
Missing or hard-to-use features and poor UX (no auto-pay/recurring bill pay, limited bill pay, issues with accessing e-docs, separation of personal/business accounts, outdated UI).
Poor notification experience (inability to disable notifications, unwanted texts, unreliable push/notification behavior).
Support and service issues (slow responses, inconsistent help, changes like removal of Zelle with no good in-app replacement).

Recent reviews

i am very disappointed with this “update.” LMCU replaced their most functional feature: the budgeting tool. whatever new “insights tool” they launched is nowhere near as functional and intuitive. for example, i cannot get detailed expense breakdowns… just a name and a number (ex: shopping: $300). how can you cross-check this information when relevant expenses are not linked? am i supposed to check my hundreds of expenses one by one to see where they were placed? also, what happened to the detailed subcategories? there is now just “shopping.” but what type of shopping? clothing? personal care? games? electronics? the subcategories have been annihilated throughout the app in favor of just a few categories (food transportation health, shopping etc). i miss when i could see breakdowns like gas, parking, maintenance, as well as coffee shops, restaurants, and fast food! unfortunately, it seems like the developers removed everything useful in the “update.” please don’t remove every feature in a fruitless quest for simplicity!

by cu*****, 2026-07-31

I’ve been closely using the budget tool for six months and it had been extremely helpful, but the latest update removed the tool and implemented “wallet insights “ and a very basic budgeting tool. All my data is gone and I’m extremely disappointed with the new features compared to the old. I already switched to Every Dollar for budgeting, but it was a huge hassle to have to start from square one. Please bring the old tool back! I recommended LMCU to others just based on that feature!