Monibac

Name: Monibac
Rating: 2.8 (83 reviews)
Author: Prime Zone Limited

By: Prime Zone Limited App

Get access to loans on Monibac

Overview

Version:

1.6.4

Last updated: 2025-12-02

Ranking

#196,855 ▲ 3,397

Overall

Features & Capabilities

Monibac is a Nigerian app that lets you access loans without collateral, save and earn interest, and manage top ups and withdrawals from your balance. Loans range from 20,000 NGN to 5,000,000 NGN with tenures from 90 to 180 days, and you can expect transparent terms, savings rewards, and repayment reminders.

How it works: install the app, register, save, and after at least three months you may request a loan up to 150% of your savings, subject to KYC. If approved, sign electronically and the loan amount is added to your balance. Savings can be locked for set periods to earn higher returns. Eligibility requires 18+, Nigeria resident, and 3+ months of savings.

User Growth & Download Statistics

App Payments Privacy & Security

By:

Prime Zone Limited

Rating:

2.80

(83) 0.10

Version:

1.6.4 Last updated: 2025-12-02

Version code:

880271663

Creation date:

2023-06-01

Compatible devices:

Size:

31.50MB

URLs:

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-07-16

Compare stats and ranking:

Ranking

# 196,855 ▲ 3,397

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

Prime Zone Limited

Apple Apps Store

https://apps.apple.com/us/app/monibac/id1670621261

User Reviews

Most reviews are negative, centering on withdrawal and transfer failures, inability to access funds, and poor support. Registration/identity verification issues (NIN/BVN) and data accuracy concerns are common, with some labeling the app fraudulent. A minority note easy onboarding and savings features with high interest. Overall, users view Monibac as unreliable despite attractive savings terms.

Pros

Easy login / quick onboarding
Fast setup including adding debit cards in about 5 minutes
Saving feature with high interest / money lock option
Simple path to start saving once registered

Cons

Withdrawal issues: funds not withdrawable for weeks
Transfers to other banks or Monibac accounts failing or debited but not credited
Poor or non-existent customer support
Registration/verification problems (NIN/BVN) and data accuracy concerns
Perceived scams or fraudulent behavior by the app