Lava: Bitcoin Loans & Card

Name: Lava: Bitcoin Loans & Card
Rating: 4.8 (143 reviews)
Author: Lava Global Inc.

By: Lava Global Inc.

Borrow, earn & spend globally

Features & Capabilities

Lava lets you unlock your bitcoin’s purchasing power without selling it through the Bitcoin Line of Credit (BLOC). Borrow dollars against BTC with instant access, 1:1 collateral, no documentation, and fixed low rates.

With Lava you can buy and sell bitcoin with zero fees, off-ramp to any bank worldwide, and earn yield on cash. Spend globally with the Lava Card and move stablecoins across borders. All funds are secured with institutional-grade cold storage, audited for security, and backed by top fintech investors. Lava’s team includes core contributors from Bitcoin Core, the Lightning Network, and DLCs.

User Growth & Download Statistics

App Payments Cryptocurrency Privacy & Security

By:

Lava Global Inc.

Rating:

4.80

(143) 1 new ratings

Version:

3.11.0 Last updated: 2026-06-06

Version code:

886596463

Creation date:

2024-04-29

Compatible devices:

Size:

94.50MB

URLs:

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-06-08

Compare stats and ranking:

Ranking

# 128,457 ▲ 284

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

Lava Global Inc.

Apple Apps Store

https://apps.apple.com/us/app/lava-bitcoin-loans-card/id1661751123

User Reviews

Readers widely cite Lava’s strong UI/UX and the ability to borrow/lend against BTC in a non-custodial way as major positives. The platform is viewed as fast and helpful for unlocking BTC liquidity and expanding Bitcoin’s use as a financial tool. However, repeated concerns revolve around custody risk and abrupt changes to business model that have led to fund losses or access issues, substantial origination fees, liquidation risk from market moves, and inconsistent support responsiveness.

Pros

Easy to use with a polished UI/UX
Non-custodial BTC-backed loans—no third party and true BTC collateral
Fast/straightforward loan onboarding and funding
Helps unlock BTC liquidity and supports additional features (e.g., stablecoins)
Generally positive customer support feedback from many users

Cons

Custody changes without clear communication and fund-loss risk
Delays or difficulty accessing funds after collateral is posted
Relatively high fees/origination fee (~2%)
Liquidation risk because BTC price movements can liquidate loans
Mixed support reliability with reports of unresponsive support

Recent reviews

Got a loan in small amount to test it, knew the risk, got liquidated when BTC dropped to low $60k. Lesson learned. Currently on 2nd loan, so far so good.