Spot - Payment Links

Spot lets you get paid instantly with Open Banking by sharing a payment link. No bank details are needed from the payer. Sign up, connect your bank, and send a Spot link via WhatsApp, Messenger, AirDrop, or a QR code - funds go directly into your bank. It uses bank-level security and works across messaging apps.

Ideal for friends splitting bills, freelancers, landlords, tutors, and small businesses. Spot Business offers a free first month and a low 0.3% per transaction after that. Features include fixed or user-selected amounts, custom messages, GIFs, non-expiring links, and reusable links. Over half of payments include a tip, helping users save money. Perfect for side hustles or main income.