Nex - Card & Savings

Nex - Card & Savings combines credit cards and savings into one Financial Super App. Enjoy no annual fees forever, PayLater with no interest, and flexible split payments to manage cash flow. Apply online in minutes, use your Nex Card worldwide at Mastercard/VISA merchants with contactless payments, and redeem rewards for vouchers or account balance within the Nex App. Stay in control with real-time transaction monitoring, instant card blocking, and payment reminders to never miss a due date.

Nex Savings grows your money daily. Earn up to 5.0% APY (paid daily), manage finances with the Envelope budgeting feature, and pay QRIS at 30M+ Indonesian merchants. Benefit from free transfers, no hidden fees, and deposits insured up to Rp2 billion by LPS, with OJK oversight. Nex is operated by PT Nex Teknologi Digital and partners with trusted banks and networks for a secure, convenient Financial Super App experience.