Maly - Your Smart Money App

Maly — Social money, made simple

Maly is your all-in-one money app built for the way people actually use money — with friends, family, and community. From personal spending to collective funding, Maly lets you send, split, contribute, and grow — all in one place.

WHY YOU’LL LOVE MALY • Multi-cards — Create custom cards for groceries, travel, subscriptions, and more. One card doesn’t fit all. • Circle — Join or start a Circle with Maly members, contribute in small, and get paid big when it’s your turn. • PayHive — Spend together with one card. Built to share expenses with ease. • GiftHive — Collect with friends and family to surprise someone with a group money gift. • Round-ups + Grow Plans — Save automatically and build toward your goals without even thinking about it. • Luna, your money assistant — Ask questions, get guidance, and simplify your financial decisions.

Download Maly today.

Maly is powered by Secure & Regulated Bank Link (Lean Technologies is regulated in the UAE by the ADGM Financial Services Regulatory Authority to provide Third Party Services under FSP no. 200033) and the Maly Card is issued by Mashreqbank PSC via NymCard Payment Services LLC pursuant to license by Visa. Visa is a registered trademark of Visa Inc . Nymcard Payment Services LLC is licensed by the Central Bank of UAE under the Retail Payment Services and Card Scheme (RPSCS) Regulation.