Vivi - Spend, Save, Invest

Meet Vivi, the first AI-powered account in Oz. No hoops, just better. Vivi is the AI-powered account that’s designed to work seamlessly alongside your existing account & it's easy to switch completely when your ready. Whether you’re looking for better savings, a smarter app, a travel card with no hidden fees or markups, or one of our unique card designs.

Why Vivi? • 2-minute signup: Open an account in just two minutes by verifying your ID & taking a selfie. Simple, secure, and quick.

• Powered by AI: Chat naturally with Australia's first AI financial assistant that analyses all your accounts to create personalised budgets, find better home loan rates with negotiation guidance, provide weekly spending insights, and answer any questions about your money - it’s like you have a genius on all things money that fits in your pocket.

• See all your accounts in one place: Link all your existing bank accounts, credit cards and even superannuation to get a complete view of your money. Track balances, analyze spending, chat with Vivi and manage everything through one app.

• Request payments instantly: Need to settle a bill or split a purchase? Use Vivi’s instant payment requests with ViviTag's, so you never have to awkwardly ask for money again.

• Split payments effortlessly: Easily split transactions with friends or family in a few taps, no need for multiple apps or reminders.

• Savings pots: Create savings pots for your goals and track your progress. It’s easy to manage your savings and set targets.

• Get more from your savings: Vivi offers a high-interest savings account that lets you grow your money faster, with no hidden fees or confusing terms.

• Vivi Cards: Choose from physical or virtual cards, designed for security and style. Vivi offers Australia’s first numberless card design for enhanced protection. Use disposable/one-time use cards for added online safety. Also take a look at our unique physical metal and art cards. Lock and unlock your card instantly through the app.

• Spending data & insights: Track your spending habits and trends with Vivi’s advanced analytics. Understand where your money is going, and make better financial decisions.

• World-class support: Need help? Our dedicated in-app support team is available to assist with any queries or concerns.

• Instant notifications: Get real-time alerts for every transaction, so you’re always in control.

Security at our core Data protection is a human right & at the core of everything we do. Vivi uses advanced cryptography techniques, biometric login, and multi-factor authentication to protect your account.

Spend less & experience more with Vivi.

*Any advice provided is of general nature and does not take into account your personal needs, financial circumstances or objectives. Please consider if it is appropriate for you.

Terms: https://help.vivi.com.au/en/articles/11483909-terms-of-service Privacy: https://help.vivi.com.au/en/articles/11483914-privacy-policy