Moby Islamic - We Pay First

Moby Islamic is a Malaysian-made, Shariah-compliant Buy Now, Pay Later (BNPL) solution. Shop at physical or online Moby Islamic merchants with PayNow promotions, vouchers, and the option to pay in 2/3/6 installments at zero interest, with a fixed late fee only if a payment is missed.

Built by Aira Fintech Sdn. Bhd., the service follows the Qard principle to avoid interest and provide a transparent, secure ecosystem for shoppers and retailers. Launched in 2021 as AiraPay and rebranded as Moby Islamic, it invites users to review the privacy policy, terms, and contact details on moby.my and linked social channels.