BBL Shubidha

BRAC Bank (BBL) 'Shubidha' is a mobile-based app through which selective customers can avail of retail loan products digitally. The app performs end-to-end digital loan processing, including loan application, assessment, and disbursement. You can now enjoy a digital borrowing experience in a fast, secure, and convenient way using the BBL Shubidha app.

After installing the app, you can:

1. Know about the digital loan products of BRAC Bank:

· See product features and benefits; · View a list of merchants from where you can purchase your desired product(s) with a digital loan. 2. Check your eligibility & apply for a digital loan: · Check the loan offer in-store for you; · Capture your selfie; · Accept terms & conditions of the digital loan; · Submit loan application by 8 pm of the working day. 3. Get your loan decision: · Wait for a few minutes for a decision on your applied loan; · Get Loan Reference Number if the loan is approved. 4. Pay loan processing fee: · Visit the merchant outlet & select your desired product; · Inform the merchant to assist you to buy the product with a digital loan; · Pay a loan processing fee from your BRAC Bank account through the app. 5. Get product delivery: · Inform merchant about the product delivery code sent in your app; · Get delivery of your product. 6. View anytime: · Status of your ongoing application and loans; · Your short profile. 7. Pre-login features: · Registration for New User; · Password creation.

Loan features: · Interest rate of 9% per annum; · Tenure of 3 to 18 months; · Sample Loan Repayment Schedule:

If you have availed loan of BDT 100,000 @ 9% interest per annum and tenure of 12 months, your Equal Monthly Instalment (EMI) will be approximately BDT 8,745. Therefore, the total cost of the loan (principal + interest) will be BDT 104,942. In addition to interest, you have to pay loan processing fee before availing the loan as follows:

Processing fee: 0.5% of loan amount + 15% VAT CIB & Stamp Charge: At actual.

All you need: • An active account and a debit card with BRAC Bank; • A smartphone with an iOS operating system; • Internet connectivity through mobile internet or Wi-Fi.

We welcome your feedback and suggestions; please call us at 16221.