Chocolate Finance

Chocolate Finance is a regulated money app that delivers daily returns with no lock-ins and no fees on SGD, USD, and HKD. See your earnings in-app each day and withdraw anytime. Available in Singapore and Hong Kong, with secure verification via Singpass MyInfo or iAM Smart. The Singapore offering includes a Chocolate Visa Card with zero FX fees on overseas spend.

• No lock-ins, no fees
• Daily returns shown in-app
• Easy sign-up and secure verification
• Withdrawals: instant up to limits, processing times for larger amounts
• Singapore-only Chocolate Visa Card for zero FX fees on overseas purchases