PlanTogether: Budget & Plan

Clients who come back. Plans that keep themselves current. Start on the SetUp plan — every feature for you and your first 5 clients.

One app, two sides of the same plan.

PlanTogether by MyFinancialApps is a financial-planning app for life-insurance advisors and their clients: clients get their own budgeting app, and Canadian advisors get two named compliance modules — Client-Level Compliance and Sale-Level Compliance.

IF YOU'RE A CLIENT You join through your advisor's invitation; the plan you build together stays yours between meetings. Your Budget is quick to keep current. Safe-to-Spend is backed by a 12-month cashflow runway, so your tightest point is circled before it lands. Debt Freedom maps Snowball and Avalanche payoff plans, with payoff dates and an extra-payment slider. Add goals you can watch move, plus optional Payday Planner and Cashflow Calendar add-ons. PlanTogether bills the advisor, not the client.

IF YOU'RE AN ADVISOR You and each client work one live shared file: every number the client keeps fresh updates the plan you built, instantly, and the fact find is a living document the client reviews and confirms. Invite each client personally from your dashboard, then open the next review with today's numbers, not last February's.

For Canadian advisors, Client-Level Compliance watches every client file — disclosure, privacy consent, fact find confirmation, needs analysis, renewals — and Sale-Level Compliance gates each life sale in the auditor-checked sequence: needs analysis, reason-why letter, replacement paperwork including the Quebec AMF notice, and policy delivery receipt — every step dated, signed copies on record, in every province and territory. PlanTogether works in Canada and the US; the compliance modules are Canada-specific.

Same app, different login: advisors sign in to the advisor dashboard; clients sign in to their own budget and plan.

Support: hello@myfinancialapps.io