Uni Cards

Introducing GoldX — India's first gold-backed credit card from Uni Cards. Your everyday spends convert into 24K Digital Gold, with up to 7% back on flights via Uni Store, 5-8% back on select shopping, and 1% back on UPI and general spends. All rewards are earned as Uni Coins, redeemable for cash or converted to real gold, with zero forex fees and zero joining/annual fees.

Getting started is simple: install the Uni app, complete KYC, activate GoldX (plus a RuPay virtual card for UPI), and start spending to grow your 24K Gold Vault. Manage limits, lock your card, view grams and ₹ value, and convert gold back to cash or mint a physical coin with zero making charges, all under enhanced security from Augmont.